Ravi Patel is the co-founder of HomePay, a pioneering mobile consumer payment solution with focus on solving problems for families, households and micro communities in Asia and the Middle East. His 10 years working in strategy, business management and product development roles in global banks across international markets has fuelled his passion to build the next generation of financial products designed for the digital and internet consumer. HomePay does this for the first time in Singapore initially, through the decoupling of customer facing technologies and engagement models from banking platforms to ‘funk the hell’ out of the user experience. Related to this, Ravi is also deeply committed to reinventing education through easy access and high engagement digital platforms through his work with schools and social projects. Above all, he is all about social impact and sustainability.